Strengthen your business credit profile by correcting reporting issues, building tradelines responsibly, and aligning your business identity across the USA & Canada.
Business credit relies on your company’s identity and vendor relationships, linked to your EIN and official business records. Accurate reporting starts with consistent business information across all accounts.
Unlike personal credit, business data spans multiple bureaus. Consistency in name, address, phone, and classification is essential for strong profiles and successful tradeline building.
Key Differences
Business credit challenges often start at the identity level—not the score level.
Strong business credit starts with consistency and legitimacy signals.
Unlike personal credit, business credit lacks a single score; different bureaus display varying data, so strategies must ensure consistent reporting and coverage.
Often vendor- and trade-focused. Commonly associated with PAYDEX-style scoring models based on payment timeliness.
Tracks trade lines, credit obligations, and payment behavior. May include business credit risk scoring models.
Monitors commercial payment data and credit exposure across reporting lenders and vendors.
Because not all vendors report to all bureaus, profile strength may vary depending on where lenders pull data.