E-Sign & Electronic
Communications Consent

Welcome TO Toplevel Financial

Top Level Financial is a trade name and “doing business as” (DBA) of Sunray Click Co (collectively, the “Company,” “Top Level Financial,” “we,” “us,” or “our”). This E-Sign & Electronic Communications Consent (the “Consent”) explains how you may receive communications and disclosures electronically when you use TopLevelFinancial.com (the “Website”).

This Consent is intended for users in the United States and Canada and applies to Website inquiries, communications, and any related information we provide. Please read it carefully.

By clicking “I Agree,” “Submit,” “Continue,” checking a consent box, electronically signing, or otherwise using the Website in a manner that indicates acceptance, you consent to receive communications and disclosures electronically as described below.

Company Information and Contact

Sunray Click Co d/b/a Top Level Financial
Address: 8567 Coral Way, Suite 453
Miami, FL 33155
Email: info@toplevelfinancial.com

Your Consent to Electronic Records and Signatures

You agree that:

  • We may provide communications, disclosures, notices, and documents in electronic form (“Electronic Records”).
  • Your electronic signature, consent, or acknowledgement may be used to sign and accept certain Electronic Records where applicable.
  • Electronic Records provided to you have the same legal effect as if provided on paper.

Scope of Electronic Communications

Your consent applies to Electronic Records and communications related to your interaction with the Website, including:

  • Website notices and confirmations
  • Disclosures and policy documents (Privacy Policy, Terms & Conditions, Rates & Fees Disclosure, etc.)
  • Communications related to your inquiries and requests
  • Requests for additional information or documentation
  • General educational and informational communications related to financing and credit topics (where applicable)

Important: Financing offers, approvals, and final loan or credit terms (if any) are determined by third parties (such as lenders or financing providers). Those third parties may require their own e-sign consent and disclosures.

Methods of Delivery

We may deliver Electronic Records to you by:

  • Displaying them on the Website
  • Sending them to the email address you provide
  • Providing them through a link or secure portal (if available)

You agree that Electronic Records are considered delivered when sent or made available to you by one of these methods.

Hardware and Software Requirements

To access and retain Electronic Records, you must have:

  • A computer, tablet, or smartphone with internet access
  • A current web browser (Chrome, Safari, Edge, or Firefox)
  • The ability to view web pages and download or print PDF files (such as Adobe Reader or an equivalent)
  • A valid email account and access to the email address you provide
  • Sufficient storage space or a printer to save or print records

Access to Paper Copies

You may request a paper copy of an Electronic Record (if reasonably available) by emailing info@toplevelfinancial.com. We may charge a reasonable fee to cover printing and mailing costs where permitted by law, but we will disclose any such fee before processing your request.

Withdrawing Your Consent

You may withdraw your consent to receive Electronic Records at any time by emailing info@toplevelfinancial.com with your request.

Important:

  • Withdrawing consent may limit your ability to use certain Website features or services that rely on electronic delivery.
  • Withdrawal may delay our ability to respond to your requests.
  • Withdrawal of consent does not apply retroactively to Electronic Records already provided.

Updating Your Contact Information

You are responsible for keeping your email address and other contact information up to date. Notify us promptly at info@toplevelfinancial.com if your email address changes.

If we receive an electronic delivery failure (e.g., bounced email), we may attempt to contact you using other information you have provided. If we cannot deliver communications electronically, we may restrict your access to certain services until a valid delivery method is established.

Consent Duration

Your consent remains effective until you withdraw it. This Consent applies to all current and future communications provided electronically unless otherwise notified.

Legal Effect

By consenting, you acknowledge that:

  • Electronic communications satisfy any legal requirement for written communications where permitted by applicable law.
  • You agree not to contest the validity or enforceability of Electronic Records on the basis that they are in electronic form.

Contact Us

If you have questions about this Consent or need assistance accessing Electronic Records, contact us.