Fleet & Fuel Cards

Control Fuel Spend, Reduce Fraud, and Strengthen Your Business Profile

Fleet and fuel cards are purpose-built for vehicle expenses—offering controls standard credit cards usually don’t, including driver prompts, purchase restrictions, and detailed reporting.

Educational, lender-neutral guidance. Excellence in every decision.

What Fleet & Fuel Cards Are

A fleet or fuel card is a specialized payment tool for businesses that operate vehicles. It helps manage fuel and limited vehicle expenses efficiently while providing detailed reporting for fleet oversight.

Typical uses include:

Unlike standard business credit cards, fleet cards are built with controls, policy enforcement, and fleet-grade transaction data, making them ideal for operational visibility and risk management.

Fleet Card vs Gas Station Card vs Business Credit Card

Choosing the right card depends on your fleet’s needs:

Fleet/Fuel Card

Brand Gas Card

Standard Business Credit Card

Why Fleet Cards Are Popular for Credit + Operations

Fleet cards provide value across five key areas:

Spend Control

Set clear spending limits and enforce rules at every purchase to control fleet expenses.

Fraud Reduction

Receive real-time alerts to prevent misuse or unauthorized fuel spending activity.

Cleaner Bookkeeping

Transactions are coded by fleet and easily downloadable for accounting purposes.

Fleet Analytics

Monitor fuel consumption patterns, merchant types, and exceptions for operational efficiency.

Credit Profile Support

Certain programs report to commercial bureaus, helping build business credit history.

Controls That Actually Matter (Set These First)

For maximum benefit, configure these controls from day one:

A) Driver Authentication Prompts

Fuel cards use driver identification and odometer prompts at the pump to verify authorized use, discourage misuse, and capture accurate vehicle data for better tracking, reporting, and overall fleet management.

B) Purchase Restrictions

Common restrictions include:

C) Limit Rules

Set rules for:

D) Real-Time Alerts

Enable alerts for: