Refinance commercial real estate across the USA and Canada to improve cash flow, restructure debt, or access equity—tailored to your property’s performance and goals.
Mixed-use and special purpose properties are commercial real estate assets that typically require more nuanced underwriting due to their structure, use, or marketability.
These properties generally fall into two categories:
Mixed-Use Properties: Combine multiple uses within one building
Special Purpose Properties: Designed for a highly specific function
Because these assets can be more complex to value and re-position, lenders often conduct deeper analysis, including:
A mixed-use property includes two or more distinct uses within a single structure. Common configurations include:
Percentage of income from residential versus commercial components
Tenant lease strength, credit quality, renewal risk, and potential vacancy exposure
Local market demand for residential and commercial property uses
Mixed-use properties often require experienced, hands-on management
Property valuation methods can differ depending on the mix of uses present
A special purpose property is typically designed for a specific use and may be difficult to convert to another purpose without significant renovation or cost.
Examples may include (program-dependent):
Evaluate property details, financing goals, and borrower needs to determine potential loan options.
Identify suitable loan programs, terms, and financing structures based on property type and borrower profile.
Prepare financial statements, rent rolls, and borrower information required for lender evaluation and underwriting.
Connect with appropriate lenders whose programs align with the property type, risk, and financing needs.
Lenders carefully review the property, financial statements, and borrower profile to determine terms and approve financing.
Execute loan documents, fund the loan, and ensure proper disbursement to complete the transaction.