Privacy Policy

Welcome To TopLevelFinancial

Top Level Financial is a trade name and “doing business as” (DBA) of Sunray Click Co (collectively, “Company,” “Top Level Financial,” “we,” “us,” or “our”). We respect your privacy and are committed to protecting it through this Privacy Policy.

This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit TopLevelFinancial.com (the “Website”), interact with our content, and submit information through our forms or communications. The Website is intended for visitors in the United States and Canada.

By accessing or using the Website, you agree to this Privacy Policy. If you do not agree, please do not use the Website.

Business Information and Contact

Sunray Click Co d/b/a Top Level Financial
Address: 8567 Coral Way, Suite 453
Miami, FL 33155
Email: info@toplevelfinancial.com

Scope of This Privacy Policy

This Privacy Policy applies to information collected through:

  • The Website and its pages
  • Website forms and submissions (including inquiry, pre-qualification, quote request, or application-style forms)
  • Communications you send to us (including email)

This Policy does not apply to:

  • Third-party websites, platforms, or services we do not control (even if linked from our Website)
  • Third-party lenders, funding providers, or partners you interact with outside the Website

Information We Collect

A) Information You Provide Directly

When you use forms or contact us, you may provide:

  • Personal identifiers: name, email address, phone number
  • Address details: city, state/province, postal code (and sometimes full address if you provide it)
  • Business information (if applicable): business name, entity type, industry, years in business, estimated revenue
  • Financing-related information: funding type requested, desired amount, intended use of funds, general eligibility indicators
  • Documentation indicators: whether documents may be available (e.g., bank statements, tax documents), without necessarily uploading them
  • Message content: any information included in free-text fields or emails

Important: Please do not submit sensitive personal information (such as Social Security Number, Social Insurance Number, driver’s license number, passport number, or bank login credentials) unless a specific form clearly requests it and you understand why it is needed.

B) Information Collected Automatically (Usage and Device Data)

When you visit the Website, we may collect information automatically, including:

  • Device information: device type, operating system, browser type, language settings
  • Network information: IP address and approximate location (city/region level)
  • Usage data: pages viewed, time spent, click activity, referral URLs, and navigation paths
  • Log data: access times, error logs, and diagnostic data

C) Cookies and Similar Technologies

We may use:

  • Cookies: small files stored on your device
  • Pixels/tags: small code snippets to measure performance
  • Local storage: browser-based storage

These technologies may be used for:

  • Essential website operation and functionality
  • Analytics and performance measurement
  • Security and fraud prevention
  • Marketing measurement (where enabled)

You can adjust cookie settings via your browser. If you disable cookies, some features may not function properly.

How We Use Your Information

We may use your information to:

  • Operate and maintain the Website and its features
  • Respond to inquiries and communicate with you about your request
  • Evaluate and route requests to relevant financing pathways based on the information you provide
  • Improve user experience, content quality, and site performance
  • Provide educational resources related to financing and credit topics
  • Protect our Website and users, including security monitoring and fraud prevention
  • Comply with legal obligations and enforce our policies
  • Marketing and updates (where permitted): send informational updates about our resources and services; you may opt out by emailing us

How We Share Information

We do not sell, rent, or trade your personal information. We may share your information:

  • With service providers: trusted partners who assist in operating the Website or providing services (e.g., hosting, analytics, email communications)
  • For legal compliance: to respond to lawful requests, enforce our agreements, protect our rights, or comply with applicable laws
  • With business partners: if you opt into joint offerings, promotions, or financing pathways, only as necessary to process your request

We require all third-party service providers to protect your information in a manner consistent with this Privacy Policy.

Security of Your Information

We implement reasonable technical and organizational measures to protect your personal information against unauthorized access, use, or disclosure. However, no method of transmission over the Internet or storage system is 100% secure, and we cannot guarantee absolute security.

Your Rights and Choices

Depending on your location, you may have rights to:

  • Access, correct, or delete your personal information
  • Opt out of marketing communications at any time
  • Limit or object to certain processing of your information
  • Withdraw consent where applicable

To exercise these rights, please contact us at info@toplevelfinancial.com. We will respond in accordance with applicable law.

Children’s Privacy

The Website is not intended for individuals under 18. We do not knowingly collect personal information from children. If we learn we have collected information from a child without parental consent, we will delete it promptly.

Third-Party Links

The Website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will update the “Last Updated” date at the top. We encourage you to review this page periodically to stay informed about our information practices.

Contact Us

If you have questions about this Privacy Policy or our data practices, contact us.